Til Debt Do Us Part

Michelle and Zack have only been married for three months and they've already reached a crisis point when it comes to their finances. Zack's decision to become a full time student has left Michelle holding the bag when it comes to their debt. With no plan on how to manage their money, Michelle was scared and angry. Gail gets these lovebirds talking about their plans for a debt-free future.

High school sweethearts Trish and Tony have three children - and a pile of debt. Tony's parents bailed them out once before, but only two years later, their debt is bigger than ever. Stay at home mom Trish is miserable in their tiny townhouse and spends money as fast as Tony can earn it. The stress is taking a serious toil on their relationship.

Single mom Favel thought she'd found her knight in shining armour when she met new husband Twain. Twain hates debt as much as Favel does and together, they plan to buy a house for them and their three children. Before they can get there, they need to start cleaning up the mistakes in their pasts. Gail walks them through their credit reports to show them the impact that a poor "R" rating can have.

Jacqueline and Grant are both huge fans of the band Queen. That's where their similarities end. Jacqueline is a compulsive shopper who thinks that using coupons will mitigate her out-of- control spending. Meanwhile, husband Grant is completely oblivious to the impact of his wife's spending - and to the $50,000 of debt she's racked up. To get their finances back in tune, Gail has to step in.

Beth and Steve are struggling with a modern reality. Beth out-earns Steve and it makes them both uncomfortable. Add in Steve's larger debt load and it's a recipe for marriage meltdown. They're so busy keep track of who owes what and what got paid when that their relationship is suffering. Gail has to show them that when it comes to dealing with debt, they're a team and there's no "I" in team.

Almost 30 years old, divorced dad Innis has spent the last year dodging creditors and crashing on his mother's couch. Now he's got a new girlfriend and he's so busy spending his cash on her that he hasn't made a single debt repayment. Innis's mom and girlfriend want to see him back on his feet and living in his own apartment, but unless Innis steps up to the plate, that's never gong to happen.

Only 21 years old, Kristine wants the best of the best. And she's pretty sure that her husband Adam will start providing those things - as soon as he finishes school. In the meantime, she's so desperate to show everyone that their teenage engagement wasn't a mistake that she spends far more than she makes in an effort to appear successful.

Allison is a smart girl, studying for her PhD and wondering how she's ended up in such a stupid situation. Her husband of only one year, Chris, had a secret gambling addiction that's landed them both in debt. Now he's desperate to win back her trust. But Allison isn't ready to let him off the hook yet. Gail gives this young couple the financial know-how to get back in the black.

Marissa loves to spoil her mother, her brother and her mother in law with lavish dinners out and trips to the spa. But her husband David is beginning to see that all these treats are taking a huge toll on their finances. With a serious health problem on the horizon, it's now or never for this couple to cut the family factor from their weekly spending.

Steve admits that money problems played a part in the break up of his first marriage. But that hasn't stopped him from racking up almost $70,000 in debt with his fiancé Bobbi Jo. Their home is beautifully furnished but they have no idea of how much their wedding will cost, let alone how they're going to pay for it. Gail's number one goal is to get them through their wedding without any new debt.

After a long distance romance, Shauna left her home in St. Louis to move in with Nick. But now she's here, they spend more time fighting about their mounting debt than they do enjoying their beautiful home. Nick's quick to point the finger at Shauna's shortcomings, but less enthusiastic when it comes to changing his own bad habits. Gail has to get these two playing on the same team.

Rainer didn't change a thing after his parents bailed him out of $30,000 of credit card debt. Only a year later he and fiancé Faith owe even more. They bought a house but that gives them just one more reason to impulse shop. They know what they need to do to get out of debt - but whether they have the self-discipline to do it is another question.

Newlyweds Robyn and Paul are freaked out by their mounting debt. What's worse is that they haven't had any fun since buying their home. They estimate it will take them at least five years to get out of the hole they've dug for themselves - and they figure they'll be spending most of it sitting on the couch. Gail has a plan to get them back in the black in only one year - but only if they make some