The Suze Orman Show

In this last show of 2002, everything is going wrong for a small business owner who is struggling with slow sales, low funds, and an old 401(k) that is "in the toilet." Plus, take tech stock losses or hold on? How do you prioritize where to put money: paying down credit card debt, adding to an emergency fund or contributing to a retirement fund?

A woman needs help after using credit cards to keep her family afloat. A couple wants to know where to put the money they are saving for a down payment on an apartment. Plus, the benefits of mortgage brokers, and the different between whole life and term insurance.

Suze explains how reverse mortgages work when a daughter calls in to help her parents get supplementary income. A woman wants to make sure her husband doesn't get any of the insurance money she's leaving to her children. Suze gives her take on real estate prices as they are and whether we are in a bubble. Plus, how to save for a home when you're afraid of investing.

A recently divorced woman feels discouraged because she's starting over at 35 with no savings and bad credit. A woman's late husband left her his annuity, her financial advisor put her in bond funds and she wants out. Plus, a man is struggling whether to marry his girlfriend who has $40K of debt.

A woman wonders if her family should wait, or buy now a completely remodeled home that would be a financial stretch and "tight and painful" for the first year. A couple lost close to half of their son's accident settlement and don't know what to do. Plus a caller asks what investments are best to keep an emergency fund in, and a woman who met a man two weeks ago wants to marry him asks about...

Suze's first caller needs advice on whether he should help his sister out by co-signing a loan for her so she can put her son in rehab. Plus, how to teach children how to value and save money, Suze's take on pre-paid credit cards and she explains why she hates bond funds.

Suze starts the show on Roth IRA rules and the advantages of using this retirement account as a vehicle for a child's education. How to save for both a home and an emergency. Plus, a woman who lost half her savings, and needs help on what to do with what she has left, and the best type of loan to use to buy a car.

A husband and wife disagree about whether they should be putting money into a Roth IRA or 401(k). Suze explains how to properly move a 401(k) into an IRA rollover. Plus, refinancing from a 30-year mortgage to a 15-year mortgage, the best way to get started in the market, and long term health insurance. And a 10-year-old investor wise beyond his years.

A homeowner getting close to paying off her mortgage, asks if it makes sense to get a lower rate home equity loan, use it to pay off the mortgage. A man 10-12 years away from retirement wants to know if he should move retirement money into less risky investments? Plus, Suze's take on interest-only loans. A seminar for seniors tried to sell a caller on equity annuities.

A woman calls about her husband who is frustrated with his non-matching 401(k) going nowhere, and wants to lessen his contribution. Suze steps in before he makes a mistake. Plus, buying too much of one stock, and the best way to pay down credit card debt.

Suze begins with a woman facing divorce after 30 years of marriage. She's getting some of his stock options and wants to know how to take them, but Suze has another take on how she should handle the situation. Plus, when do you sell stocks when they are declining? And how using Consumer Credit Counseling Service affects FICO scores,

Suze begins the show with a call from a woman who says she and her husband are out of money. They are selling their home and need help with what to do with the cash proceeds. Plus how to fix a low FICO score and what to do when inheriting an IRA.

A woman who signed a pre-nup and says she's been happily married for 7 years, now wonders if she put herself in a vulnerable position when she agreed to the pre-nup. Plus, how to turn a 15-year mortgage into a 12-year mortgage, what to do if you have a variable life insurance policy.

Suze sees trouble with real estate on the horizon and explains why she thinks we are in a real estate bubble. But first, she begins with show with calls: a mother who wants to know if she should help pay her son's college tuition, and a 53-year-old woman asks if she should claim bankruptcy but Suze sees more than meets the eye.

A first-time homebuyer wonders if refinancing his car will hurt his ability to get a mortgage. A woman is upset at herself for losing half of her inheritance and running up credit card debt. Plus, estate planning before you marry, and being pushed to buy whole and universal life insurance at work.

Suze starts with a call from a woman with bad credit and shares the smart way to get a high interest refinance loan paid off sooner than later. A man ask if he should be using a universal life insurance policy to diversity. Plus, a caller wants to take a student loan out to pay off credit card debt, 403(b) plans vs Roth IRAs.

On this TV broadcast of calls from Suze's live radio show, a woman tells Suze about paying off one of her credit cards only to be told her credit limit will be cut in half. A 14-year-old who has saved money for college wants to know what to do with it. Suze wants you to think twice before hiring a financial advisor. Buying a home after bankruptcy.

A woman asks Suze for help after using a debt consolidating company that promised to get her out of debt, but has ruined her credit. Plus, how claiming bankruptcy affects buying a home, will 529 plans hurt a child's chances of getting financial aid?

Suze starts her show with a question from a man who wants to retire in 9 years and asks if he should divert his monthly 401(k) contribution amount into paying down his mortgage. A woman who needs help convincing her husband to save more for the future. An engaged woman resents her finance for giving her bad financial advice.

Suze begins with a call from a woman who wants to know if it's fair to do a 50/50 split of expenses with her live-in boyfriend when he makes $10K more a year. Suze walks through how couples with different incomes should properly split expenses. Plus, a woman has cash to pay off her mortgage but should she? And Suze makes a confession.

Suze kicks off the show with a man who has $10K of credit card debt, but asks if he should buy a house because of low interest rates. A woman wants to know the repercussions of not paying her credit card debt vs. filing for bankruptcy? Plus, does mom need a financial advisor after inheriting a lot of money, and is it a good move to cash in mutual funds to pay off debt?

Suze shares more of her favorite recent calls and new ones including: what to do with extra cash, Traditional IRA funding, and what to do with a $250K inheritance. Plus, an ex invested in Enron and lost their son's college fund, and the best way to pay down $30K of credit card debt.

Suze shares some of her favorite recent calls and some never-before-aired questions in this episode of her radio show taped for broadcast. Call topics include cashing in a 401(k) and using a 401(k) to pay off debt. Plus, should you pay off your mortgage, what to do with severance, and reducing credit card debt,

Suze kicks off the show with a 57-year old woman who wants to quit working. A man wants to know if it makes sense to roll a large amount of high interest credit card debt into a mortgage. And a caller says that his friend suggested investing in a life insurance policy and wants to know if that is a smart move.